Want to buy a home in the United States, but you're not a US Citizen?
No problem, Our Foreign National Loan Program makes buying a home in the US easier for non-US citizens. While the guidelines on these loans are different than conventional, conforming or other federally insured loan programs, we are confident that our loan program can meet your needs.
Here are some of the key details:
- Our Foreign National Loan program offers competitive interest rates.
- Multiple Fixed rate terms to choose from (10, 15, 20, 25 & 30).
- Multiple Adjustable rate terms available as well (5/1, 7/1, 10/1).
- You can use our Foreign National Loan Program to Purchase a New home or refinance your current home.
- Debt-to-income ratios are flexible ("Assets for income" option).
- No pre-payment penalties.
- We can finance up to 75% loan-to-value.
- This program is eligible for multiple property types including: single-family homes, condos and townhouses.
- All Loans are manually underwritten.
- The Foreign National Loan Program is available to Self-employed foreign national borrowers as well.
- Some seller concessions are allowed (Max 6% of the purchase price)
- Escrows: Taxes and insurance escrows are typically required
